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Make the most out of your business

Create your future wealth,

starting from today!

Our SSAS Modelling is great for you if you are looking for;

Canary Wharf London

Business owners

By adopting the right business structure and planning, you could save £1million over the next ten years!  

We have the know-how you need.

Benefits to the business owners and high rate taxpayers:

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Create a £1million fund through your business

Gain full control of your pension funds

Comes with huge tax savings

  • What is it all about?
    It's for business owners, a special business modelling to make them benefit from their profitable business and start saving for their future. However it's not a private pension or similar, this is a small self administrated pension scheme. Benefitting from tax efficient by adopting the right business structure and planning, you may save £1 million over the next ten years.
  • Create your own investment bank
    Are you running a profitable business ? ✓ Small limited companies ✓ LLP Partnerships ✓ Family-run businesses ✓ Family-run businesses Or are you a; ✓ Property investor ✓ Higher rate taxpayer director ✓ High net worth business owner ✓ Experienced investor
  • How does it work?
    Business owners; Do you know that by adopting the right business structure and planning, you may save £1 million over the next ten years? This is a question every business owner should ask themselves when running a successful business. If you are lucky, you may have a proactive business advisor who will make this happen for you. But what if you are not so fortunate? As a business owner, have you considered how you will structure the business to maximise your return on investment and future opportunities? It is feasible to make your investments in a taxadvantageous manner while maintaining your successful business, saving on corporation tax, capital gains tax, and even inheritance tax. As the owner of a successful, lucrative business, you may save £1 million in the future. Are you looking to invest in property? - Did you know that you can raise funds, deposit, and achieve tax free rental income which will further expand your future savings? Are you looking to invest in property through a trust fund? - Did you know that it is not just about how to make it more tax efficient. It is also about how to save and grow your funds much more tax efficiently as well? Are you looking to take control of your pension fund? - Did you know that SSAS is a popular option for many as it offers flexibility, control and additional benefits. Permit the consolidation of UK Pension Benefits through Recognised Transfers of your accrued pension rights, both into the SSAS and from the SSAS to any other Registered Pension Scheme or Qualifying Recognised Overseas Pension Scheme It gives you the freedom and control over your money and investments, including non-employees (can include family members), low-cost lending back to your firm, and tax-saving property ownership? Are you looking to invest into your business? - Did you know that you would have available Investment Opportunities to build up the pension Funds, including investments into the Sponsoring Employers (your business)? Are you looking to raise funds for your business? - Did you know that you would have available Investment Opportunities to build up the pension Funds, including loans to the Sponsoring Employers(your business)?
  • What can you do with it?
    You can invest in property- You can raise funds, deposit, and achieve tax free rental income which will further expand your future savings You can invest in property through a trust fund - It is not just about how to make your business more tax efficient. It is also about how to save and grow your funds much more tax efficiently as well. With this modelling you can achieve much more efficient outcome for the same aims. Take control of your pension fund - SSAS is a popular option for many as it offers flexibility, control and additional benefits. Permit the consolidation of UK Pension Benefits through Recognised Transfers of your accrued pension rights, both into the SSAS and from the SSAS to any other Registered Pension Scheme or Qualifying Recognised Overseas Pension Scheme It gives you the freedom and control over your money and investments, including non-employees (can include family members), low-cost lending back to your firm, and tax-saving property ownership. Invest into your business - You would have available Investment Opportunities to build up the pension Funds, including investments into the Sponsoring Employers (your business). Raise funds for your business - You would have available Investment Opportunities to build up the pension Funds, including loans to the Sponsoring Employers(your business).
  • Tax Benefits
    The key benefits of a SSAS, is the ability for you to: Receive UK Tax Relief on qualifying Contributions made by you or on your behalf Permit the consolidation of UK Pension Benefits through Recognised Transfers of your accrued pension rights, both into the SSAS and from the SSAS to any other Registered Pension Scheme or Qualifying Recognised Overseas Pension Scheme Allow all funds (except those producing UK Dividend Income) held within the SSAS, to grow free of UK Tax Increase the growth of your funds further, by allowing your Sponsoring Employer to pay all Administration Expenses Take a Tax-Free Pension Commencement Lump Sum which is normally up to 25% of your fund value, from the Minimum Pension Age which is currently 55 {You may be able to retire earlier than 55, if on the grounds of Ill Health} Receive an Income during retirement either directly from the SSAS or by purchasing an Annuity Upon your death, allow your funds to pass to your Beneficiaries free from Inheritance Tax
  • Contributions
    Contributions made by an Employer will be paid into the Scheme Gross and if deemed to be ‘Wholly and Exclusively’ for the purpose of trade of that Employer, will attract tax relief as an Operating Expense for its business. Members have 3 options available when making contributions themselves: If their Employer’s Payroll supports it, then they can make contributions using the Net Pay method. Here, the Member’s contribution is deducted from their Gross Salary before the deduction of any Tax and the contribution is then paid directly into the SSAS by the Employer. A Member may make Gross contributions directly into the SSAS and to claim the associated tax relief through their personal Self-Assessment. The SSAS may register for and operate a Relief at Source Scheme. With this method of contribution, the Member will pay a Net Contribution to the SSAS, the Scheme Administrator will apply for and receive the basic rate of tax relief on the contribution, then the Member’s Basic Rate tax band will be increased by the sum of the Gross contribution to allow for tax relief at the higher or additional rates.
  • The Risks
    As the SSAS provides retirement benefits to its Members on a Money Purchase (Defined Contribution) basis, the level of pension income achievable at the point you wish to retire will depend on a number of factors: The size of the fund attributable to you at the point you wish to retire. This will be dependent on the amount you invest into your SSAS, through Transfers and Contributions, plus the performance of the underlying investments held by the SSAS, minus any fees and charges incurred along the way The timing of your retirement The values of the underlying investments within the SSAS are likely to fluctuate with Market conditions. The value of an investment can go down as well as up and there is always the risk that you may not get back what you originally put in. If you decide to purchase an Annuity with your retirement funds, then it’s important to remember that Annuity Rates also fluctuate with Market conditions.
  • Pension Tax Legislation
    This is subject to change which could be more or less favorable to the growth of your funds within the SSAS and the options available to you at the point you wish to retire.
  • Tax Rates
    Tax Rates are also subject to change and may affect the Net Retirement Income that you receive. Some investments are a higher risk than others and you should understand the risk profile of the underlying investments
  • Our involvement
    We offer an execution-only service as A Scheme Practitioner/ Scheme Administrator and as such we do not provide any form of regulated advice. We would recommend that anyone considering transferring existing pension benefits into a SSAS or carrying out their duties as a Trustee of a SSAS, seek advice from a suitably Authorised and Regulated Adviser. Having a proactive advisor and a plan is vital for future prosperity and success. To create future savings that will be worth £1,000,000 business owners must think about many different aspects of the business from structure to lending costs and involvement of family members. Business structuring may not be the most important element of future savings but business owners should consider business structuring as this decision may help business owners reach the goal of having a future saving pot worth £1,000,000. To create such future funds business owners must then think about tax planning. We help on how business owners may structure their business and what to consider when creating long term wealth. Business structuring is the owner's decision of what structure includes in creating a business that is limited or unlimited in form. The opportunity to expand, and in particular develop new products and services, may be very attractive. This is especially true for a small business owner who desires to break into the market while continuing to provide existing ones. However, while this is certainly one of the most crucial factors in a company's long-term success, it isn't the only thing that decides the long term property of the business owner. It's critical to have a complete picture of the company's development, from start to finish. It is essential to fully grasp the business structure and its tax efficiency. Many advantages come with small and growing businesses using these tax-efficient business structures. The first is freedom and control over your money and investments, including non-employees (can include family members), low-cost lending back to your firm, and tax-saving property ownership. Business planning is important for business success; however, it must be noted that business planning does not guarantee business success. Business owners must look at how they would like their money managed if they were out of the company, how much tax they would pay as some business owners would like to pay as little tax as possible and how business owners would be rewarded if they invested more money into the business. Tax planning is vital for business success. Business owners may create a business that offers low tax rates or high tax rates depending on whether or not the business owner has access to proactive business advisors.
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